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How much does an AI agent cost to run KYC Onboarding?

Token cost benchmark for an autonomous KYC Onboarding agent, across 13 models. Prices as of 14 Jun 2026.

An agent for KYC Onboarding on the clean path costs about $0.0220 to $1.53 per outcome depending on the model, around 20x the cost of a single chat message. At 10,000 outcomes a month that is roughly $220 to $15,250.
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Cost per outcome by model

Model$/1M in$/1M outCost / outcomeCost / month*
GPT-4o mini$0.15$0.60$0.0220$220
Llama 4 Maverick$0.27$0.85$0.0382$382
Gemini 2.5 Flash$0.30$2.50$0.0518$518
GPT-4.1 mini$0.40$1.60$0.0586$586
DeepSeek V4$0.44$0.87$0.0591$591
Claude Haiku 4.5$1.00$5.00$0.153$1,525
Gemini 2.5 Pro$1.25$10.00$0.213$2,131
Mistral Large 3$2.00$6.00$0.281$2,810
GPT-4.1$2.00$8.00$0.293$2,930
GPT-4o$2.50$10.00$0.366$3,663
Claude Sonnet 4.6$3.00$15.00$0.457$4,575
Claude Opus 4.8$5.00$25.00$0.763$7,625
Claude Fable 5$10.00$50.00$1.53$15,250

*At 10,000 outcomes per month. Cheapest model highlighted.

What this agent does

The clean-path steps this benchmark prices:

  1. Collect & Verify Identity
  2. Identity verified?
  3. Screen (sanctions, PEP, adverse)
  4. Screening hit?
  5. EDD required?
  6. Confidence high?
  7. Approve & Open Account

What drives the cost

This path runs 7 steps: 3 tool calls, 0 reasoning steps, 4 decision points and 0 human checkpoints. Tool steps make two model calls each, and the agent re-reads its growing context on every call. That compounding is why one KYC Onboarding outcome costs about 20x a single chat message ($0.457 on Claude Sonnet 4.6), not the price of one message.

Why these numbers matter.

Frequently asked questions

How much does an AI agent cost to run KYC Onboarding?

On the clean path with default assumptions, an agent for KYC Onboarding costs about $0.0220 to $1.53 per outcome depending on the model, or roughly $220 to $15,250 per month at 10,000 outcomes. The cheapest model here is GPT-4o mini at $0.0220; the most expensive is Claude Fable 5 at $1.53.

Why does an AI agent cost more than a single chatbot message?

An agent does not make one model call. It plans, calls tools, retrieves context and re-reads its growing working context on every step. For KYC Onboarding that adds up to about 20x the cost of a single chat message.

Which model is cheapest for KYC Onboarding?

Across the 13 models benchmarked, GPT-4o mini is cheapest at $0.0220 per outcome and Claude Fable 5 is the most expensive at $1.53. A cheaper model is not always the right choice, but it sets the floor for this workflow.

How can I reduce the cost of an agent for KYC Onboarding?

The biggest levers are prompt caching on the base context, fewer planning loops, smaller tool results, less retrieval, and choosing a cheaper model where quality allows. You can test each lever in the live estimator.

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