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How much does an AI agent cost to run Accounts Receivable?

Token cost benchmark for an autonomous Accounts Receivable agent, across 13 models. Prices as of 14 Jun 2026.

An agent for Accounts Receivable on the clean path costs about $0.0272 to $1.89 per outcome depending on the model, around 24x the cost of a single chat message. At 10,000 outcomes a month that is roughly $272 to $18,870.
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Cost per outcome by model

Model$/1M in$/1M outCost / outcomeCost / month*
GPT-4o mini$0.15$0.60$0.0272$272
Llama 4 Maverick$0.27$0.85$0.0473$473
Gemini 2.5 Flash$0.30$2.50$0.0638$638
GPT-4.1 mini$0.40$1.60$0.0726$726
DeepSeek V4$0.44$0.87$0.0735$735
Claude Haiku 4.5$1.00$5.00$0.189$1,887
Gemini 2.5 Pro$1.25$10.00$0.263$2,629
Mistral Large 3$2.00$6.00$0.349$3,486
GPT-4.1$2.00$8.00$0.363$3,630
GPT-4o$2.50$10.00$0.454$4,538
Claude Sonnet 4.6$3.00$15.00$0.566$5,661
Claude Opus 4.8$5.00$25.00$0.944$9,435
Claude Fable 5$10.00$50.00$1.89$18,870

*At 10,000 outcomes per month. Cheapest model highlighted.

What this agent does

The clean-path steps this benchmark prices:

  1. Validate Order
  2. Credit approved?
  3. Fulfill Order
  4. Generate & Issue Invoice
  5. Record Receivable
  6. Paid by due date?
  7. Apply Cash
  8. Reconcile & Report

What drives the cost

This path runs 8 steps: 4 tool calls, 2 reasoning steps, 2 decision points and 0 human checkpoints. Tool steps make two model calls each, and the agent re-reads its growing context on every call. That compounding is why one Accounts Receivable outcome costs about 24x a single chat message ($0.566 on Claude Sonnet 4.6), not the price of one message.

Why these numbers matter.

Frequently asked questions

How much does an AI agent cost to run Accounts Receivable?

On the clean path with default assumptions, an agent for Accounts Receivable costs about $0.0272 to $1.89 per outcome depending on the model, or roughly $272 to $18,870 per month at 10,000 outcomes. The cheapest model here is GPT-4o mini at $0.0272; the most expensive is Claude Fable 5 at $1.89.

Why does an AI agent cost more than a single chatbot message?

An agent does not make one model call. It plans, calls tools, retrieves context and re-reads its growing working context on every step. For Accounts Receivable that adds up to about 24x the cost of a single chat message.

Which model is cheapest for Accounts Receivable?

Across the 13 models benchmarked, GPT-4o mini is cheapest at $0.0272 per outcome and Claude Fable 5 is the most expensive at $1.89. A cheaper model is not always the right choice, but it sets the floor for this workflow.

How can I reduce the cost of an agent for Accounts Receivable?

The biggest levers are prompt caching on the base context, fewer planning loops, smaller tool results, less retrieval, and choosing a cheaper model where quality allows. You can test each lever in the live estimator.

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